Thank you for choosing Ross Home Loans to assist you with your financing needs. In order for us to begin processing your loan, please provide us with the following information:
- Copy of Purchase contract. If selling existing home, please include copy of sales contract. If renting existing home, please provide copy of lease.
- Last two years of W2's. If Self-employed - Please send last 2 years tax returns.
- If Self-employed a CPA Letter certifying self employment, proof of incorporation, business or occupational license.
- Last 2 pay stubs.
- Last 2 months bank statements (All accounts - All Pages).
- Copy of Canceled Checks used for Escrow Deposit.
- Application fee made payable to Ross Home Loans.
If you choose to include income from child support/alimony:
- Provide copies of court records of cancelled checks showing receipt of payment.
If you are self-employed or paid by commission:
- Provide previous two years Federal Income Tax Returns with all schedules and a year-to-date profit and loss statement.
If you have filed bankruptcy in the last seven years:
- Provide copy of petition and discharge, handwritten explanation of reason for bankruptcy, evidence of excellent credit since the bankruptcy.
Please fax applicable items to:
305-503-6712
Or
Email:
processor1@rosshomeloans.com
Mail to:
Ross Home Loans
Attention Processing
1680 Michigan Avenue
Suite 1030
Miami Beach, Florida 33139.
Please do not hesitate to call us with any questions or to review this documents checklist.
1-866-645-3237
Also, contact us regarding the delivery options for these papers.
