Refinance Mortgage

Home Equity Loan

Home Purchase

Problem Credit

Debt Consolidation

Commercial Loan

Loan Programs

Mortgage Calculator

Loan Check Lists

Mortgage Tips

Company Information

Licensing

Questions

Contact Us

Refinance Checklist

Thank you for choosing Ross Home Loans to assist you with your financing needs.  In order for us to begin processing your loan, please provide us with the following information:

  • Copy of the Title Insurance - Owner's Policy.
  • Current Mortgage payment statement or coupon.
  • Declaration page for all insurance policies.
  • Warranty Deed.
  • Survey.
  • Last two years of W2's. If Self-employed - Please send last 2 years tax returns.
  • If Self-employed a CPA Letter certifying self employment, proof of incorporation, business or occupational license.
  • Last 2 pay stubs.
  • Last 2 months bank statements. (All accounts - All Pages)
  • Driver License(s)

If your choose to include income from child support/alimony:

  • Provide copies of court records of cancelled checks showing receipt of payment.

If you are self-employed or paid by commission:

  • Provide previous two years Federal Income Tax Returns with all schedules and a year-to-date profit and loss statement.

If you have filed bankruptcy in the last seven years:

  • Provide copy of petition and discharge, handwritten explanation of reason for bankruptcy, evidence of excellent credit since the bankruptcy.

Please fax applicable items to:

305-503-6712

Or

Email:
processor1@rosshomeloans.com

Mail to: 
Ross Home Loans
Attention Processing
1680 Michigan Avenue
Suite 1030
Miami Beach, Florida 33139.


Please do not hesitate to call us with any questions or to review this documents checklist.

1-866-645-3237

Also, contact us regarding the delivery options for these papers.

Home Purchase Checklist

Click here
for more information.